SnuglySnugly
Spend management, reimagined

Take control of your business spending

Empower your workforce with automated corporate cards, smart real-time limits, and full spend visibility purpose-built for India's fastest-growing enterprises.

check_circleFree for up to 10 users
check_circleNo credit card required

This month's spend

trending_up12%

₹18.4L

Corporate cards
₹9,80,120
Vendor bills
₹4,41,680
Reimbursements
₹4,20,500

Trusted by finance teams at India's market leaders

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Corporate Cards Built for Control

Issue physical and virtual corporate cards with spend limits and real-time visibility, without adding personal liability to your team.

  • check_circlePer-card limits by merchant category, amount, or time window
  • check_circleFreeze or cancel a card in one tap the moment something looks off
  • check_circleEvery card issued and managed from a single dashboard
Corporate Cards Built for Control

Real-Time Expense Tracking

See spend the moment it happens instead of chasing receipts at month-end.

  • check_circleReceipts are logged and matched to the right policy automatically
  • check_circleLive dashboards broken down by department, category, or cost center
  • check_circleEvery transaction traceable back to the card, approver, and policy behind it
Real-Time Expense Tracking

Automated Approval Workflows

Route expenses, bills, and reimbursements through the approval chain you define, based on amount, department, or role.

  • check_circleMulti-level approval chains matched to your org structure
  • check_circleAccounts payable and vendor bills routed and reconciled in one place
  • check_circleReimbursements paid out directly to the employee's bank account
Automated Approval Workflows

AI That Reads Receipts and Answers Policy Questions

Every receipt is read automatically the moment it's captured — merchant, amount, date, and line items, no manual entry. On Enterprise, a conversational AI assistant goes further, reconciling expenses and flagging risk from real transaction data.

  • check_circleReceipt data extracted automatically on every plan
  • check_circleAI assistant flags duplicate and anomalous transactions (Enterprise)
  • check_circleAsk it to explain a policy or file an expense, in plain language
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Up and running in four unified phases

01

Issue Payment Cards

Generate physical and virtual corporate cards instantly, with department limits and merchant category blocks built in.

02

Track Every Expense

See spend across your team in one live dashboard, updated in real time as transactions happen.

03

Gain Insights & Control

Out-of-policy spend gets flagged as it happens, with AI catching duplicate and unusual transactions before they reach approval.

04

Simplify Reporting

Export clean reports for your accountant, and pay out approved reimbursements straight to employee bank accounts.

Why CFOs choose Snugly to steward capital

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Full Visibility

Unify corporate cards, employee reimbursements, and vendor bills into one dashboard, instead of chasing spend across spreadsheets.

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Boost Efficiency

Policy-based approval routing gets expenses reviewed and closed out in minutes, not end-of-month spreadsheet chases.

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Control & Security

Bank-grade 256-bit encryption and role-based access control, built natively into the platform rather than bolted on.

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Scalable for Growth

Built to grow with your team, from your first hire to your largest department, without switching systems.

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Customizable Limits

Set daily, weekly, or merchant-category caps on individual cards before transactions are processed.

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Built to Fit Your Stack

Export clean, ready-to-reconcile spend data for your accounting team, no manual re-entry required.

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Earn as You Spend

Every eligible card transaction accrues cashback automatically, tracked to your organization's reward balance — no separate rewards program to manage.

Loved by modern finance leaders

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Ready to take control of your company's spending?

Take control of manual expense reports, card budgets, and month-end reconciliation.